الاستعلام عن إسقاط قروض بنك التسليف

الاستعلام عن إسقاط قروض بنك التسليف , مما لا شك فيه أن هذا الموضوع من أهم وأفضل الموضوعات التي يمكن أن أتحدث عنها اليوم، حيث أنه موضوع شيق ويتناول نقاط حيوية، تخص كل فرد في المجتمع، وأتمنى من الله عز وجل أن يوفقني في عرض جميع النقاط والعناصر التي تتعلق بهذا الموضوع.

The process of inquiring about the dropping of loans from the credit bank is one of the most important processes that many people are interested in obtaining, and this process comes after some citizens in the Kingdom of Saudi Arabia completed the process of dropping their loans with the Saudi Credit Bank, and the process of inquiring about loans from the credit bank requires several steps Important, which we will discuss and more information about credit bank loans in this demo.

The Saudi Credit and Saving Bank

The Credit Bank in the Kingdom of Saudi Arabia is one of the most important banking institutions that are dealt with by many Saudi clients who benefit from financing loans in the Kingdom, especially the category that was damaged during the expansions witnessed by Saudi Arabia, and the ministry aims to assist these groups in improving their The material and living situation and development from their limited monthly income, and it also aims to encourage people to establish projects and emerging investments and work to sponsor them and work for their own account, and the Credit Bank has worked hard to produce new financing loans through which the Saudi youth category is supported and enabling them to marry and settle, and as The restoration program has been launched for the sake of repairs and changes in the building, and these loans can be used by anyone who conforms to the terms of the Saudi Credit and Saving Bank, and the conditions are as follows:

Submit a medical report explaining the applicant’s health status.
It must be clarified on the social and living situation, with proof of his inability to pay.
The applicant must be 25 years old, and the sponsor must be less than 55 years old.
The value of the monthly income should not exceed 1,000 Saudi riyals.
All required documents and papers must be submitted to the Saudi Royal Court.
It is necessary that the applicant be a Saudi national or a holder of Saudi nationality.
The applicant must provide the exemption form and add all the required data, and then send it with the rest of the other documents to the Saudi Royal Court.

Inquiry about the cancellation of credit bank loans

There are a set of steps for the process of inquiring about dropping the family loan from the Saudi Credit Bank, where the borrower can inquire about dropping the family loan through the website of the Credit Bank, via the account number, which will enable him to save effort and time and not visit the bank’s branches, he must first enter Go to the bank’s website and then go to the main page of the Social Development Bank, followed by submitting a complaint with all questions related to dropping the family loan, and thus the process has been completed. Which are: the full name of the user or borrower from the credit bank – the account number on the date of the loan and the type of loan – the national identity number or civil registry.

How to drop credit bank loans

The Saudi Credit and Saving Bank provides the possibility of dropping loans, and everyone who wants to drop their loans with the bank must follow a special method, which is as follows:

First, visit the nearest branch of the Credit Bank.
The citizen must submit the papers related to the loan account.
The citizen must submit papers relating to the reason for not being able to pay the remaining installments, and they must be stamped and backed by official government agencies.
Finally, it is necessary to wait until the approval of the cancellation of the loan of the Saudi Credit Bank.

Inquiry about late installments of the credit bank loan

Many citizens who benefit from financing loans want to know how to inquire about the late installments of the credit bank loan, and the Social Development Bank has announced a set of steps through which it is possible to identify all the information about the late installments of the credit bank loan, which are as follows:

Log in to the official website of the Credit Bank “from here”.
Add the national ID number and then the account password.
Add all required data.
Click on login.
All data related to the loan will be displayed, namely: full name – national ID number – date of birth – and the ID expiry date recorded in the civil status card.
The application number and type of loan will appear, whether it is a family loan, marriage loan, or restoration loan.

New Credit Bank Terms 1442

The Savings and Credit Bank – Social Development Bank works to provide a range of loans, which can be obtained by citizens in the Kingdom of Saudi Arabia, according to conditions that have been set so that the target groups can obtain their rights in these loans, and then establish establishments, marriage, restoration and others, There is a set of advantages for the loans of the Credit Bank that have paid citizens to obtain them, the most important of which is that they are loans granted in accordance with the provisions of Islamic Sharia, and there is a difference between the conditions, depending on the type of loan to be obtained as well as the job of the borrower. The conditions of the Saudi Credit Bank are as follows:

Conditions of Credit Bank for Retirees 1442

After the recent statement of the Credit Bank, it was confirmed that it is possible to obtain a family loan for retired people, both men and women, in the Kingdom of Saudi Arabia.

Submit a true copy of the family record.
An effective data entry permit from the Ministry of Interior is available for male dependent children between the ages of eighteen and twenty-four years old, and for females over the age of eighteen.
Submit a mail delivery form with the name and signature of the loan applicant, as well as the name, signature and stamp of the postal employee.
Submit the original IBAN account number on the official paper of the bank, and it must be stamped by the bank that deals with it.
Submit a Form 106 Acknowledgment and Authorization of Retirees.
Submit an original account statement for the pensioner’s salary for the last three months from the date of approval of Form 104 on the official paper of the bank he deals with.
Availability of an effective Bayanati permit extracted from the official website of the Ministry of Interior.
Submit a true copy of the borrower’s ID card

See also: How to fill out the credit bank sponsor form and the conditions to be met

New Credit Bank 1441 Conditions for Marriage

Anyone wishing to obtain a marriage loan must comply with the new conditions of the Credit Bank, as a set of important conditions have been announced through which they can be eligible for the loan provided by the Saudi Credit and Saving Bank, which are as follows:

The applicant must submit an official marriage contract certified by the court, and it must not have passed more than two Hijri years.
The period will be calculated from the date of the request.
The age of the applicant for the loan should not exceed seventy years, and the person sponsoring him should not be more than fifty-five years old.
The wife must be of Saudi nationality or a member of the Gulf Cooperation Council.
In the event that the wife is from a foreign country, in this case the approval of the marriage must be submitted from the competent authorities.
The applicant’s monthly income is not increased by 12,500 riyals.
It is necessary that the marriage be for the borrower for the first time, and an exception is made for the one who divorced his only wife, or who was his only wife with whom he had not consummated before.

Marriage loan terms for government employee

There are several conditions that must be met by everyone who wishes to obtain a marriage loan for a government employee, and he must submit a number of supporting documents, which are as follows:

Submit an original account statement for the borrower’s salary for the last three months, which must be stamped and certified by the bank that deals with it.
Submit my data declaration issued by the Ministry of Interior, and that it is effective.
Submit a true copy of your identity card.
In the event that the marriage was for the second time due to the death of the first wife, in this case the death certificate must be submitted to her, as well as attaching a copy of the family card with the first wife who passed away.
Submit the mail form, and it must include the name and signature of the loan applicant, and the name, signature and stamp of the postal employee must be added.
Provide the employee’s IBAN number, which is certified by the bank that deals with it.
Submit a true copy of the family record, and the wife must be added to it.
Submit a true copy of the marriage contract.
Submit the original Form 104, which is submitted electronically and then printed, and the form must have all the required signatures, provided that the approval does not exceed two months before the date of submission.

Marriage loan terms for a private sector employee

The terms of a marriage loan for an employee in the private sector are not very different from the one for a government employee, and they are as shown below:

Submit a mail delivery form with the name and signature of the loan applicant, and the name, signature and stamp of the Saudi Post employee must be added.
Submit a true copy of the identity card of the borrower.
Submit my data declaration to the borrower, from the Ministry of Interior website, and it must be valid.
Submit a true copy of the sponsor’s identity card.
Submit the original Form 105, which is submitted electronically and then printed, and it is important that it complete all required signatures, provided that the approval does not exceed two months before the date of submission.
Submit an original declaration of the sponsor’s salary signed and must be stamped by the employer, and the signature must not exceed 60 days before the date of submission.
Submitting a certificate of periods and wages for a joint member from social insurance obtained from the official website of the institution, and the date of its issuance should not be more than sixty days at the time of submission.
Submit my data declaration to the sponsor, which must be valid and on the Ministry of Interior website.
If the marriage was for the second time due to the death of the first wife, here the applicant must submit a death certificate to her, and then attach a true copy of the deceased wife’s family card.
Submit a true copy of the family registry, and the wife must be added to it.
Submit a true copy of the marriage contract.
Provide the employee’s IBAN number, and it must be attested by the bank that deals with it.

You may also be interested in: Social Development Bank Individuals Login

Family loan terms Credit Bank 1442

The Saudi Credit and Savings Bank has set all the conditions for the new family credit bank loan, in order for the family to be able to obtain this loan. The conditions are as follows:

The sponsor must not be more than 55 years old.
The monthly income of the family does not exceed 12,500 riyals.
In the event that the beneficiary’s age is greater than 65 and less than 70, then the minimum financing amount is 18,000 riyals.
Male sons will be counted among the family members in the event that he is not over 24 years old and is not a worker, and if he is a worker or married, then he is not counted among the family members, and as for the girl, she will be counted among the family members unless she is a worker or married.
In the event that the beneficiary is over 60 and less than 65 years old, the maximum amount of his family finance will be 30,000 riyals.
In the event that the applicant for the loan is over 55 years old, here he will be given the choice between reducing the value of the financing, in accordance with the remaining period to reach 60 years, and one of the available options is to lend him 60,000 riyals, and then bring a guarantor From a government agency, and in this case, his age must not be more than 55 years.
The age of the applicant for the loan should not exceed seventy years.
The per capita income should not exceed 2000 riyals, and the per capita share is determined by dividing the total income of the family by the number of individuals.

Conditions of Credit for Widows 1442

The Social Development Bank in the Kingdom of Saudi Arabia works to provide a family loan to a widowed or divorced woman, whether she is a working woman in one of the governmental or private sectors, or even if she is a housewife or retired. There are several conditions provided by the Credit Bank for widows and divorcees, namely :

It must meet all the conditions of the family loan.
Submit a mail delivery form with the name and signature of the loan applicant, as well as the name, signature and stamp of the postal employee.
Submit a true copy of your identity card.
Provide true copies of birth certificates for the dependent children of the borrower.
Submit an original declaration form, for the people of the kinship, to be printed from the bank’s website, and then work to be approved by the nearest branch of the lending bank. This document is required of the abandoned woman only, and it is printed and certified by one of the bank’s branches.
Submit the original deed of maintenance, and it is forwarded to the Development Bank.
Submit a true copy of the family registry, which must include dependent children.
Submit the original Form 104, which is filled out electronically and then printed, and it is important that it be complete with all signatures, and sealed by the employee’s employer, provided that the accreditation does not exceed two months before the date of submission.
Provide the employee’s IBAN number, and it must be attested by the bank that deals with it.
Submit an original statement of account for the borrower’s salary for the last three months before applying, it must be stamped and certified by the bank you deal with.
Provide my data permit extracted from the ministry, and it must be effective.
Provide a data permit from the Saudi Ministry of Interior, which must be effective for dependent male children between the ages of eighteen and twenty-four years old, and for females over eight years old.

Providing Credit Bank Exemption 1442

According to the official statement announced by the official website of the Credit Bank, there is no exemption for borrowers, and this stage is considered to have ended in light of the initiative that was presented by the Saudi Royal Court. Then it will be studied by its competent authorities, and if the request is approved, then the exemption can be made, and therefore everyone who borrowed from the bank must pay the installments that were signed, and in the event that the borrower fails to pay, this will expose him to legal accountability that may end imprison him.

Information that may be useful to you: Conditions for exempting the deceased from the mortgage loan

Consolidated Credit Bank Number

It has become possible for all citizens who borrow from the credit bank to communicate with the bank through a special number for the inquiry process, where it is possible to inquire about the special account number and identify all loan information through a unified number, which is the number that works for all branches of the credit bank in the Kingdom of Saudi Arabia. A team has been allocated whose mission is to respond to customers and provide them with everything they need. It is worth noting that this number 920008002 is the unified number that can be contacted at any time.

This is all the information about the process of inquiring about the dropping of loans from the Credit Bank, and now everyone who wants to inquire about the process of dropping loans provided by the Saudi Credit and Saving Bank can inquire and obtain all the required information.

خاتمة لموضوعنا الاستعلام عن إسقاط قروض بنك التسليف ,وفي نهاية الموضوع، أتمنى من الله تعالى أن أكون قد استطعت توضيح كافة الجوانب التي تتعلق بهذا الموضوع، وأن أكون قدمت معلومات مفيدة وقيمة.